Terms of Use

These Terms of Use govern access to and use of the MerlinMoto website, accounts and related communications. By browsing the site, creating an account or submitting a form, a visitor agrees to follow these terms. Anyone who does not agree should stop using the site.

MerlinMoto offers general information and guidance about auto insurance, including explanations of coverage types, policy terms and quote options. MerlinMoto is not an insurance company and does not issue policies, set rates or decide claims.

• Content on the site is educational and is not legal, tax or financial advice.
• Any quote comes from an insurance provider and is subject to that provider's review.
• Coverage, pricing and approval are never guaranteed by MerlinMoto.

The site is intended for adults who live in the United States and can enter a binding agreement. Account holders agree to the following:

• Provide information that is accurate, current and complete.
• Keep login details private and not share access with others.
• Report any suspected unauthorized use of the account promptly.

Details shared through forms, such as contact information and vehicle or driver details, are used to respond to requests and to prepare coverage information. Handling of that information is described in the Privacy Notice, which forms part of these terms.

A user who gives consent on the signup form may receive service and marketing messages by SMS and other channels. Consent is not a condition of any purchase.

• Reply STOP to opt out of text messages at any time.
• Reply HELP for assistance.
• Message frequency varies, and standard message and data rates may apply.

Visitors agree not to misuse the site. Prohibited conduct includes:

• Submitting false details or information about another person without permission.
• Trying to access accounts, systems or data without authorization.
• Copying, scraping or reselling site content for commercial purposes.
• Uploading harmful code or interfering with how the site runs.

The MerlinMoto name, logo, text, graphics and page design are protected by applicable intellectual property laws. Visitors may view and print pages for personal, noncommercial use only.

The site may link to insurance providers or other outside services. MerlinMoto does not control those sites and is not responsible for their content, policies or practices. Visiting them is at the visitor's own discretion.

The site and its content are provided on an as is and as available basis. MerlinMoto makes no warranty that the content is complete, current or suitable for any specific situation, and it does not promise uninterrupted or error free access.

To the fullest extent the law allows, MerlinMoto is not liable for indirect, incidental or consequential losses arising from use of the site, reliance on its content or decisions made about any insurance policy.

Any dispute related to these terms or the site will be resolved through binding individual arbitration rather than in court, except where the law does not permit it. Claims may not be brought as part of a class or group action.

These terms may be updated from time to time. The date at the top of this page shows the latest revision, and continued use of the site after a change means the updated terms are accepted.

Questions about these Terms of Use can be sent using the details below.

• Phone: +1 (464) 259 1843
• Email: merlin.kary@merlinmoto.com
• Address: 2150 S Canalport Ave Chicago IL 60608